Aetna has a distinct position in Arizona healthcare because of its partnership with Banner Health, the state's largest hospital system. Banner and Aetna jointly operate Banner|Aetna health plans, and that relationship means Aetna's broader plans (including Choice POS II) tend to have strong Banner network participation. If you are on Aetna Choice POS II through your employer and you live in the Phoenix metro, Tucson, or northern Arizona, Banner's 33 hospitals and hundreds of affiliated clinics are likely in your network.
The POS (Point of Service) structure is less common than a straight PPO, and it matters in practice. With Aetna Choice POS II, you can see in-network specialists without a referral, just like a PPO. The POS distinction shows up when you go out-of-network: you still get partial coverage (unlike an HMO, which typically pays nothing out-of-network), but your coinsurance rate will be noticeably higher and you will have a separate out-of-network deductible to meet. For most Arizona patients, staying in-network with Banner, HonorHealth, or Dignity Health keeps costs low and paperwork simple.
One thing that catches people off guard: Aetna Choice POS II is a national plan, so the network extends well beyond Arizona. If you travel frequently or have dependents attending school in another state, they can see Aetna-contracted providers at in-network rates nationwide. The same card works in Flagstaff and Philadelphia.
Search below to find Arizona providers who participate in Aetna Choice POS II.
Always verify your insurance coverage directly with your provider and insurance company before scheduling an appointment.
Disclaimer: This directory of providers accepting Aetnais based on public records and direct submissions. Insurance participation can change frequently. Please confirm coverage with the provider's office before your visit.