Insurance Guide
Aetna
Aetna Aetna Choice POS II Providers in Arizona
POS
377 providers found
Aetna Choice POS II is a Point of Service plan that combines features of HMO and PPO coverage. Members can choose to see in-network providers at lower costs or go out-of-network for more flexibility. A primary care physician is not required, and referrals are generally not needed for in-network specialist visits.
AZDocs lists providers in Arizona who accept Aetna Choice POS II. Search below to find participating doctors in your area.
Always verify your insurance coverage directly with your provider and insurance company before scheduling an appointment.
Frequently Asked Questions
What is a POS plan?
A Point of Service (POS) plan combines elements of HMO and PPO plans. You can see in-network providers at lower costs like an HMO, but also have the option to go out-of-network like a PPO, typically with higher out-of-pocket costs.
Do I need a PCP with Aetna Choice POS II?
While selecting a primary care physician is recommended, Aetna Choice POS II does not require you to get referrals for in-network specialist visits. If you choose to see an out-of-network provider, a PCP referral may reduce your costs.
Is Aetna Choice POS II available through my employer?
Aetna Choice POS II is typically offered through employer-sponsored group health plans. Check with your HR department or benefits administrator to see if this plan is available to you.