Insurance Plans

Preferred Provider Organization plans offer flexibility to see specialists without referrals. You pay less when using in-network providers but can go out-of-network at higher cost.

Health Maintenance Organization plans require you to choose a primary care physician and get referrals for specialists. Lower premiums and copays, but limited to in-network providers.

Point of Service plans combine features of PPO and HMO. You need a primary care physician and referrals like an HMO, but can go out-of-network like a PPO at higher cost.

Arizona's Medicaid program (AHCCCS) provides healthcare coverage for eligible low-income individuals and families. Coverage is managed through contracted health plans.

Medicare Advantage (Part C) plans are offered by private insurers as an alternative to Original Medicare. They often include additional benefits like dental, vision, and prescription drug coverage.