Banner|Aetna is the only Arizona health plan where your insurer and your hospital system are the same organization. Banner Health operates 33 hospitals across Arizona (including Banner University Medical Centers in Phoenix and Tucson, Banner Thunderbird, Banner Boswell, Banner Baywood, and Banner Desert), plus hundreds of primary care clinics, urgent care centers, and imaging facilities. Aetna brings national network contracts and insurance administration. The result is a plan built around Arizona's dominant healthcare system.
What that means in practice: Banner|Aetna can coordinate your care across the Banner system with fewer friction points than a plan where the insurer and hospital are separate companies. Prior authorizations, referrals between Banner specialists, and claims processing tend to move faster when the insurer has direct visibility into the provider's systems. For patients managing chronic conditions or complex care that involves multiple Banner specialists, that integration reduces the administrative burden that comes with cross-system coordination.
Banner|Aetna PPO also includes access to Aetna's national network for care outside Arizona, so the plan is not Banner-exclusive. You can see non-Banner providers in-state as well, at standard PPO in-network rates, as long as the provider is in Aetna's broader network. The plan is available through employers and on the ACA marketplace (healthcare.gov), with availability and pricing varying by county.
One detail that distinguishes Banner|Aetna from a standard Aetna plan: because Banner is both the provider and a co-owner of the plan, Banner|Aetna can negotiate rates internally that a third-party insurer cannot. This sometimes translates into lower premiums for Arizona employers compared to equivalent Aetna plans that contract with Banner at arm's length. Search below to find Banner|Aetna PPO providers.
Always verify your insurance coverage directly with your provider and insurance company before scheduling an appointment.
Disclaimer: This directory of providers accepting Banner Health Plansis based on public records and direct submissions. Insurance participation can change frequently. Please confirm coverage with the provider's office before your visit.